SoMDExpert’s Humane Society of Charles County Big Give 2012

April 17th, 2012 // filed under: Buying a Home, Selling a Home

SOMDExpert

It's time to give back to the community in a big way! I'm donating 10% of my income to the Humane Society of Charles County in the months of June and July on behalf of my clients! If you're thinking about buying a house this summer and you want a top notch agent, give us a call at 301-653-8113 and 10%...

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posted by Jonathan Benya // Leave A Comment

Maryland’s Biggest Mansions for Sale – 10 Homes You Probably Can’t Afford

April 20th, 2012 // filed under: Buying a Home

SOMDExpert

Maryland has some of the most beautiful homes in the country.  Some of these homes can reach as much much as $30 million, complete with soaring waterfront views and massive, sprawling estates perfect for escaping the doldrums of "ordinary" life. It's a pretty safe bet I won't be pulling the trigger on any of these homes in the near future, but...

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posted by Jonathan Benya // Leave A Comment

Is There Any Profit in a Short Sale?

April 13th, 2012 // filed under: Selling a Home, Short Sales

SOMDExpert

Southern Maryland Short Sale homes are selling like hotcakes, but is there profit in short sales for owners? Who makes a profit from a short sale, and is the right option for you? If you’re trying to find a way to avoid foreclosure and save your credit, a short sale may be the answer. Here we’re going to go over...

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posted by Jonathan Benya // Leave A Comment

Do You Need to Stop Making Mortgage Payments to Qualify for a Short Sale?

April 12th, 2012 // filed under: Selling a Home, Short Sales

SOMDExpert

Short sales are a great way to wipe out your debts, but it can be a hard ball to get rolling. If you tried to get a loan modification and you’re nearing foreclosure, you most likely already qualify for a short sale; but if you are just starting to fall behind on your mortgage payments or are upside down on...

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Maryland CDA Mortgage Program Benefits

April 11th, 2012 // filed under: Buying a Home, First Time Home Buyers, Uncategorized

SOMDExpert

If you’re a first time home buyer or buying a new home, you need to know about Maryland CDA Mortgage Program Benefits. Unlike traditional home loans with crazy interest rates and terms, the Maryland CDA Mortgage Program is pretty straightforward. Best of all down payment and closing cost assistance come standard, so if you need a little help you’ll still...

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Find a HAFA Realtor in Maryland

April 10th, 2012 // filed under: Selling a Home, Short Sales

SOMDExpert

When you’re trying to avoid foreclosure on your Southern Maryland home, a HAFA Realtor in Maryland can help. Here we’re going to go over all of the benefits of the HAFA program for homeowners in Maryland and explain just what the HAFA program is. It’s a new twist on short sales; when lenders agree to a short sale under the...

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posted by Jonathan Benya // Leave A Comment

How Does a Short Sale Affect Your Credit?

April 9th, 2012 // filed under: Credit Score, MD, Selling a Home, Short Sales, Southern Maryland

SOMDExpert

If you’re trying to decide whether or not you should do a short sale on your Southern Maryland home, you’re asking yourself “Will a short sale affect my credit?” When the choice between years of credit damage from a foreclosure and some derogatory credit from a short sale are your only two options, many choose to start seeking buyers for...

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posted by Jonathan Benya // 1 Comment »

What You Need to Know About Maryland HAFA Short Sales

April 8th, 2012 // filed under: MD, Selling a Home, Short Sales, Southern Maryland

SOMDExpert

You may have heard about short sales already, but if you live in Maryland you have another option open to you: Maryland HAFA Short Sales. HAFA or Home Affordable Foreclosure Alternatives is a program for those who want to avoid the foreclosure process. It differs from the popular HAMP program where you can get assistance to lower their monthly mortgage payments....

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posted by Jonathan Benya // Leave A Comment

How to Find the Right Short Sale Agent

March 30th, 2012 // filed under: Short Sales

SOMDExpert

Navigating a short sale is tough! You have to make sure you can wrangle the banks and your lenders, and you also have to make sure everyone comes to an agreement. With the right negotiator at your side you’ll be able to settle your debts and save your dignity. There are many agents out there who say they’re short sale experts,...

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Negotiate for a Better Deal on Your Short Sale

March 29th, 2012 // filed under: Short Sales

SOMDExpert

Short sale politics can be hard enough on you without worrying about ramifications on your credit, but if you’re getting a bad deal on your debt and sale price it can be even more devastating. You can (and should!) negotiate with the banks to make sure they accept the short sale, but you’ll need professional help. This is where a...

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posted by Jonathan Benya // Leave A Comment