Who Pays to Remove a Tree When it Falls On Your Property?

August 31st, 2011 // filed under: MD, Southern Maryland

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Having trees fall in your yard during a hurricane sucks.

It sucks even more when a neighbors tree falls on your yard.  The first question (okay, second question, after “is everyone alright?”) is typically “Who pays for the damage and removal?”

Here’s a quick rundown of the general rule of thumb:

Your tree, your house:

your insurance pays to remove the tree and for the damage to your home.

Your tree, neighbor’s house:

neighbor’s insurance pays.

Neighbor’s tree, your house:

your insurance pays.

Your tree, falls in the yard, doesn’t hit anything:

you pay out of pocket for the removal.

Bear in mind, I’m not a lawyer, it’s not legal advice, I claim no responsibility, blah, blah, blah.

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posted by Jonathan Benya // Leave A Comment

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